The Coronavirus Aid, Relief, and Economic Security (CARES) Act was signed into law on March 27th, 2020.  Since then, scammers and fraudsters have been trying to take advantage of small businesses that are already suffering from the economic impacts of the COVID-19 Coronavirus shutdowns.  Part of the CARES Act is the Paycheck Protection Program (PPP)…

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With the implementation of social distancing because of COVID-19, many states have made changes to their notary laws to allow for remote notarization.  California has not. At the Federal level, a bill has been proposed that would override state law and allow for remote notarization nationwide under specific conditions.  California has opposed this bill, and…

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Case of the Month Adams v. Bank of America, N.A. et al. Plaintiff Connie Adams obtained a $422,750 loan secured by a deed of trust on a residential property located in Vallejo California in August 2006. The deed of trust lists Adams as a “borrower” and the lender was Countrywide Home Loans doing business as…

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On July 15th, verified Twitter accounts were hacked in an elaborate bitcoin scam. Verified accounts on Twitter display a blue verified bade and are used on public interest accounts. Typically this includes accounts maintained by users in music, acting, fashion, government, politics, religion, journalism, media, sports, business, and other key interest areas.  The scammers solicited…

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In exchange for policyholders paying insurance premiums, insurance companies have a legal duty to provide coverage, uphold the terms of the policy and pay valid claims. When a claim is made, the insurance company will evaluate the claim and determine coverage.  If coverage is denied for an invalid reason or the payment offer is not…

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As a real estate attorney, it is common to see reservations of mineral rights in legal descriptions. Never did I wonder whether dinosaur bones were minerals that could be so reserved. That question, however, has come up and made its way to the Ninth Circuit Court of Appeals for a decision. The case involves a…

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The Coronavirus Aid Relief and Economic Security (CARES) Act put protections in place for consumers who have been financially impacted by the coronavirus pandemic. Since the pandemic has caused a widespread economic downturn, many people are facing layoffs or reduced hours and pay. This led to two protections for homeowners with federally backed mortgages. Lenders…

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